Most funeral homes are family businesses that are as much a part of some towns as their landmarks. Owners pass on the business to their children and this can go on for generations. Along with their dedication, they also pass on the challenges that comes with the territory. One of which is the nonpayment for the services they rendered. Funeral directors always have an anecdote or two about clients making light of their financial obligations for the funeral of their loved ones.
Due to the sensitivity pour out on their clients at the time of their loss, the funeral homes often pay for certain items like the funeral flowers and the obituaries before receiving the actual payment for them. To their dismay and frustration, however, these and the other funeral costs would remain unpaid for a long time. They would then have to resort to sending the account to a collection agency or take the person responsible for the payment to court. If more people would pre-plan for their funerals, then this scenario could be avoided and the family will not be straddled with handling these matters during their difficult time.